MANOJ D FARKANDE: ##OPEN A DEMAT AND MUTUAL FUND FUND ACCOUNT FREE G...

Manoj D Farkande Advisory Services farkandemanoj@gmail.com/whats up @ 9922745955 ___________________________________________________________________________________________________________ ALL ABOUT BALANCE FUND( To Invest Equity Oriented AND Debt Oriented) All investors want healthy returns from their investments. All investors also want their investments to be safe. Usually, they come to a compromise and invest in either equity funds(better returns) or debt funds (relatively safer). But what if we told you that can invest in a mix of both? What if we told you that you can have the best of both worlds? Here’s where Balanced funds come to the picture. Balanced funds are a type of funds that are designed in such a way that they invest in both equity and debt Benefits of Balanced Funds Moderates the Risk Let’s say you have a healthy risk appetite, but as an investor, you wouldn’t want to lose money either. Balanced funds provide you an opportunity to park your money in a way that the funds are invested 60% in equity funds and 40% in debt funds or vice versa. Investment Options Withing balanced funds, there are broad schemes that can cadre to the risk concerns of an investor. For example: If an investor invests wants more returns and is willing to take a higher risk, he/she can invest in an equity-oriented balanced fund (60%- equity, 40% -debt). Similarly, if an investor wants a relatively safer bet, he/she can invest in debt-oriented mutual funds (60%- debt, 40%- equity). Naturally, equity-oriented funds have proven to give higher returns but are riskier in nature. There are two broad categories of balanced funds.  Equity Oriented  Debt Oriented Equity-Oriented Balanced Funds I. SBI Equity Hybrid Fund SBI Equity Hybrid Fund was launched on January 1st, 2013 and has a 4-star rating by Groww. This fund has an expense ratio of 1.25, which is relatively low. The minimum investment for SIP is ₹500 and its returns since launch is 16.39% Duration Returns 1 year 13.13 % 3 years 12.81 % 5 years 18.96% Details of SBI Equity Hybrid Fund The AUM of the fund is ₹17955 Crores The top portfolio holdings of this fund are in HDFC Bank, State Bank and Kotak Mahindra. The maximum weightage is given to the financial sector, followed by the sovereign. . Reliance Equity Hybrid Fund – Direct Reliance Equity Hybrid Fund was launched on 1st January 2013. This fund has been consistent and has been given a 5-star rating. It has an expense ratio of 0.72, which is brilliant and its returns since launch is 13.97% Duration Returns 1 year 11.26 % 3 years 14.46 % 5 years 19.33% Details of Reliance Equity Hybrid Fund The AUM of this fund is ₹11334 Crores Top portfolio holdings are HDFC Bank, Yes Bank, Grasim industries and Infosys It gives maximum weightage to the financial sector, followed by construction. The SIP amount for investment is ₹1000